Close the sales you're losing to national retailers. We underwrite the 90-day return guarantee.
Member buys a club at your counter. You log the sale in ProShop Assurance's (PSA's) portal (~2 min). You pay a one-time 5% premium on that sale. The 90-day playability guarantee is now active.
Member plays the club. If it doesn't play right within 90 days, they bring it back. You initiate the exchange in the portal.
PSA wires 70% of the sale price back within 48 hours. You finalize a like-for-like swap at your discretion. The returned club ships to our disposition partner under a prepaid label.
Match the 90-day return promise of PGA Superstore and Golf Galaxy. Members fit and buy at your shop.
Hesitant members commit once the playability guarantee is in place. The spend stops feeling reckless.
On exchange, PSA wires 70% back within 48 hours — covering your cost basis. No returns on your books.
Members get the club they actually want — through your shop, not a national retailer's return desk. Loyalty stays with you.
Exchange rate is the percentage of guaranteed sales resulting in an exchange claim, on a rolling 12-month window. The 5% premium is flat; your payout starts at 70% (Tier 1) and is evaluated quarterly, moving one step per review, both directions. Small clubs are credibility-weighted against the portfolio mean until they have enough volume. All billing settles weekly.
| Sample Economics | WITH ProShop Assurance | WITHOUT | ||
|---|---|---|---|---|
| Clean Sale | Exchange | Clean Sale | Exchange | |
| Sale price | $700 | — | $700 | — |
| Your cost basis | ($490) | — | ($490) | — |
| Premium (5% of sale) | ($35) | — | — | — |
| Payout received (70% of sale) | — | +$490 | — | — |
| Replacement cost | — | ($490) | — | ($490) |
| Net per transaction | +$175 | $0 | +$210 | ($490) |
| Combined lifecycle | +$175 | ($280) | ||
Just a 5% premium on each guaranteed club sale, settled weekly — you only pay when you sell. No subscription, no onboarding fee.
Just how to offer it at the point of sale. PSA can be front-of-house or fully behind-the-scenes — your call. Logging takes ~2 min.
New OEM clubs above a minimum price. Stock specs, shaft upgrades, and length/loft/lie/grip adjustments all qualify. Stamping, paint fill, and OEM personalization excluded — standard fitter convention.
The member's subjective call within the 90-day window. No inspection, no arguments. The guarantee is useful at point of sale because you can promise it without hedging — and that's the point.
PSA wires your shop 70% of the sale price within 48 hours. You ship the returned club to our disposition partner under a prepaid label.
Drivers for drivers, irons for irons, wedges for wedges, putters for putters. The member exchanges within the same club type. Price difference is settled between you and the member at the point of exchange.
Normal play wear is expected and covered. Visible negligence — bent shafts, damaged faces, missing components — is grounds for a reduced payout. Edge cases are reviewed individually; PSA will never surprise you on a claim.
Your premium is always a flat 5%. Your payout starts at 70% and re-evaluates quarterly on rolling exchange experience — stepping to 60% or 50% if exchanges run high, and back up as they improve.
No contract — the program runs sale by sale. Cancel anytime by simply not registering new sales. Any guarantees already sold to members stay active through their 90-day term.
Built-in eligibility rules: normal use, one exchange per purchase, similar-tier swap, reasonable windows. Patterns visible in your portal.
Onboarding begins within 2 weeks of signing. First guaranteed sales typically within 5 business days.
Tell us about your shop and our underwriting team will walk you through setup. Every guarantee is fully underwritten — your shop is never on the hook. Most shops are live within a week of our first call.